Effective Date: 12/04/2025

 

Nalu Finance is a trading name of Nalu FM UG (haftungsbeschränkt).

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Nalu FM UG (haftungsbeschränkt) is the data controller responsible for your personal information and is registered in Germany, with its business address at Naul FM UG (haftungsbeschränkt), Kapellenweg 32b, 82335 Berg, Germany.

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At Nalu Finance, your privacy is important to us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or engage with our content and services.

 

By using this website, you agree to the collection and use of information in accordance with this Policy.

 

1. Information We Collect

 

a. Personal Information

 

We may collect personal information that you voluntarily provide to us when you:

• Subscribe to our newsletter

• Contact us through our website

• Respond to surveys or forms

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This information may include:

• Name

• Email address

• Any other details you choose to share

 

b. Non-Personal Information

 

We automatically collect certain information when you visit the site, including:

• IP address

• Browser type

• Device type

• Pages viewed

• Time and date of your visit

 

We may use tools such as Google Analytics to gather this information for site optimization and analytics purposes.

 

2. How We Collect and Use Your Data

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We use your Personal Data only where legally permitted. Typical lawful bases include:

• Performance of a contract

• Legal obligation

• Legitimate interests (unless overridden by your rights)

• Consent (e.g. for marketing)

 

3. How We Use Your Information

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We may use the information we collect to:

• Deliver our podcast and related content

• Send newsletters and occasional updates

• Respond to inquiries or feedback

• Improve the performance and usability of our website

• Monitor usage patterns and user engagement

 

You may unsubscribe from any marketing communications at any time using the link in our emails or by contacting us.

 

4. Sharing Your Information

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We do not sell or rent your personal information. We may share your information with:

• Service providers that assist with website hosting, email distribution, and analytics (e.g., Mailchimp, Google Analytics)

• Third parties during a business restructuring, merger or acquisition

• Legal or regulatory authorities if required by law or to protect our rights

 

All third parties must adhere to data protection obligations and process data only as instructed.

 

5. Cookies and Tracking Technologies

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We use cookies to enhance your experience on our website. Cookies help us understand user behaviour and track site performance. You can choose to disable cookies through your browser settings, but some site features may not function properly.

 

We use cookies and similar tracking technologies with your consent, which is collected via our cookie banner in compliance with applicable data protection laws. Cookies enhance your experience on our website, and help us understand user behaviour and site performance. You can manage your preferences or withdraw consent at any time through the banner or your browser settings.

 

6. Your Rights and Choices

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Depending on your location, you may have the right to:

• Access the personal information we hold about you

• Request corrections or updates

• Request deletion of your data

• Withdraw consent for communications

 

Please contact us at stefan.wagner@nalufm.com to make such requests.

 

7. Data Retention

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We retain personal information only for as long as necessary to fulfil the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

 

If you would like to request deletion of your data, contact us at stefan.wagner@nalufm.com.

 

8. Third-Party Links

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Our website may contain links to third-party sites. We are not responsible for these external sites' privacy practices or content.

 

9. Security

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We take reasonable steps to protect your personal information from unauthorized access, loss, misuse, or alteration. However, no method of

transmission over the Internet is completely secure.

 

10. Fees

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Requests are generally free of charge. However, we may charge a reasonable fee for excessive or unfounded requests.

 

11. Changes to This Policy

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We may update this Privacy Policy from time to time. We encourage you to review this page periodically for any changes. Your continued use of the website after changes are posted constitutes your acceptance of those changes.

 

12. Contact Us

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If you have any questions about this Privacy Policy or how we handle your data, please get in touch with us at:

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📧 Email: stefan.wagner@nalufm.com

🌐 website: www.nalufinance.com